Effective Date: March 31, 2026

Welcome to rrummyludo.com. By accessing our website and using the Rummy Ludo application, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before participating in any games.

1. Acceptance of Terms

By registering an account or downloading the Rummy Ludo APK, you acknowledge that you have read, understood, and agreed to these Terms and Conditions, our Privacy Policy, and our Disclaimer. If you do not agree, you must cease using our services immediately.

2. Eligibility & Age Restriction

  • Age Limit: You must be at least 18 years of age to play cash games on Rummy Ludo.

  • Geographical Restrictions: Real-cash gaming is restricted in certain Indian states. Residents of Assam, Odisha, Telangana, Nagaland, Andhra Pradesh, Sikkim, and Meghalaya are not permitted to play cash games on our platform.

  • User Responsibility: It is your responsibility to ensure that accessing our services is legal in your specific jurisdiction.

3. Account Registration & KYC

  • To play for real money, you must create an account using a valid Indian mobile number.

  • You agree to provide accurate and updated information during the registration process.

  • KYC Verification: We reserve the right to request Know Your Customer (KYC) documents (such as PAN Card or Aadhaar) to verify your identity before processing any withdrawals.

4. Deposits & Withdrawals

  • Deposits: You can add money to your Rummy Ludo wallet using various payment methods, including UPI, Net Banking, and Wallets.

  • Withdrawals: Winnings can be withdrawn directly to your bank account or UPI ID. Withdrawals are subject to verification and may take time depending on your bank’s processing speed.

  • TDS (Tax Deducted at Source): As per Indian Income Tax regulations, TDS may be deducted from your net winnings before they are credited to your account.

5. Fair Play & Anti-Fraud Policy

  • No-Bot Policy: Every game on Rummy Ludo is played against real human players. The use of bots or automated software is strictly prohibited.

  • Single Account: Each user is allowed only one account. Creating multiple accounts to manipulate bonuses or gameplay will lead to a permanent ban and forfeiture of funds.

  • Collusion: Any form of team-play or collusion to cheat other players is a violation of our terms and will result in immediate account termination.

6. Responsible Gaming

Real-cash gaming involves financial risk and can be addictive. We encourage users to play responsibly and set personal limits on time and spending. We provide tools within the app to help you manage your gaming habits.

7. Intellectual Property

All content on rrummyludo.com, including logos, graphics, text, and the Rummy Ludo software, is the intellectual property of Yono Tech Co. Ltd. or its licensors. You may not copy, modify, or distribute any part of our platform without prior written consent.

8. Limitation of Liability

Rummy Ludo shall not be held liable for any losses, damages, or technical errors (such as internet disconnection or server downtime) that occur during gameplay. Participation in real-money games is entirely at the user’s own risk.

9. Termination of Service

We reserve the right to suspend or terminate your account at our sole discretion if we suspect any fraudulent activity, breach of these terms, or illegal use of our services.

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising from the use of our services shall be subject to the exclusive jurisdiction of the courts in India.

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